Refinancing and title
Refinancing and title transfers
Switches, transfers, collateral charges and what a lender-directed closing means for you.
In this section
Collateral vs standard charge
Why the type of charge decides whether your next switch is free.
ReadSigning and ID requirements
What identification you need, who has to attend, and how remote signing works.
ReadTitle insurance
What it covers, what it does not, and the difference between the lender’s policy and yours.
ReadFCT and FNF lender-directed transfers
When your lender picks the closing provider instead of you, and what you give up.
ReadHome equity lines and second registrations
What happens when a HELOC has to be registered alongside the transfer.
ReadTerms you will see on these documents
- Collateral chargedefine
- Standard chargedefine
- Assignment of chargedefine
- Dischargedefine
- Title insurancedefine
- Owner's title policydefine
- Lender's title policydefine
- Second registrationdefine
- Home equity line of credit (HELOC)define
- Lender-directed closingdefine
- Remote signingdefine
- Postponementdefine